Check Your Credit Report The tax season is here, yay!  Seriously, it is a great time to check your credit score yearly by ordering reports from the three major credit scoring companies: Equifax (www.equifax.com), Experian (www.experian.com), and TransUnion (www.tuc.com). Notify the credit bureau of inaccuracies. Close accounts not in use. Request that late payments older than seven years be removed. Verify and update reports and account numbers. Verify your address and Social Security number. Credit card companies and lenders rely on credit scores, which determine someone’s chances to borrow money — and how favorable the terms will be. How to Improve Your Score: Pay your bills on time.…